Commercial

Protect Your Business and Your Future

Your business is more than a job. It’s a source of financial security, a plan for the future, and a key part of your lifestyle. It’s important that you protect those things by purchasing the right business insurance and ensuring you have sufficient coverage. While you may have spent years growing and building your company, a single accident on your property or lawsuit from a customer or employee could cause you to lose everything you worked for in an instant.

At Schroeder Insurance, we recognize the importance of protecting your business—not only for your own livelihood, but for the employees who rely on you. We help companies of all sizes, from mom-and-pop shops to large corporations, find the insurance they need to protect their business and assets from potential risks. Contact us now to learn how we can help protect your business.

Customized Commercial Insurance Solutions

Prepackaged business insurance might sound simple, but it rarely provides the kind of customized protection that businesses need. At Schroeder Insurance, we take the time to sit down with you one on one so that we can get to know your business, assess potential vulnerabilities, and find a customized insurance solution that’s unique to your company.

Our team of dedicated insurance advisors is highly experienced in risk assessment and mitigation. We’ll help you determine where the greatest risks lie for your business so that we can ensure the future of your company is protected. Call now to schedule an appointment with one of our insurance advisors.

FAQs about Business Insurance

If you’ve never purchased business insurance before, it’s important to understand that coverage options and requirements are different from personal insurance. We’ve compiled answers to the most commonly asked questions about business insurance below. If you don’t find the answers you’re looking for here, contact us today and we’ll be happy to assist you.

What kinds of business insurance are there?

As with personal insurance, there are many different types of business insurance to cover various aspects of your company. This can include insurance to protect your property, your employees, and your assets (both physical and digital). There is also insurance to limit your liability and protect you from major losses in lawsuits filed against your company. There are even specialized insurance plans for restaurants, landlords, and farms and ranches.

What kinds of coverage do I need for my business?

The right type of commercial insurance for your company will depend on the type of business you own, your primary concerns, likely risks, and more. Generally speaking, most businesses will want some form of liability insurance and commercial property insurance, if you have a physical business location. Workers compensation insurance is also a must for any business with onsite employees, while companies that work with independent contractors should consider contractors insurance as well. Contact us for a consultation, and we’ll help you determine the right kind of insurance for your business.

What does commercial insurance cover?

Commercial insurance can cover a variety of risks that would otherwise have a large financial impact on your company. Because we specialize in providing customized insurance solutions, exactly what your commercial insurance plan covers will vary based on your needs. However, most commercial insurance plans include:

Commercial property insurance
Business liability insurance
Errors and omissions insurance (E&O)
Cyber liability insurance
Commercial auto insurance
Workers’ compensation insurance

One of our advisors will be able to advise you on which types of coverage will best fit your needs.

Is workers’ compensation part of commercial insurance?

Generally speaking, yes, workers’ compensation is part of most businesses’ commercial insurance coverage. However, if you’re a small business that only works with a few freelance contractors, for example, you may not need workers’ compensation as part of your insurance plan. That’s why we customize your business insurance policy to meet your needs.

Get the Coverage Your Business Needs to Thrive

Accidents, injuries, and simple mistakes can often become major financial hurdles for a growing business. Without the right insurance, an error could lead to your company’s bankruptcy. If you want to protect and preserve your business for the future, we invite you to contact Schroeder Insurance today to schedule a meeting with our commercial insurance advisors. We’ll help you find the business insurance solution that best fits your company’s needs.

At Schroeder Insurance, we understand how important your business is and how vital it is to have the coverage you need should something happen. From large corporations to main street businesses, our agents will work one-on-one with you to determine your needs and any areas where your business may be vulnerable. They will then find you an insurance package that will make sure you have the coverage you need to protect you and your business.

A business is a huge investment; do not leave it to chance by having inadequate insurance coverage.