Personal Insurance | Union, MO | Schroeder Insurance

Personal

Get the Protection and Peace of Mind You Need

At Schroeder Insurance, we’re committed to providing more than your typical pre-bundled insurance solutions. Your property, possessions, lifestyle, family circumstances, and budget are all uniquely your own, and you need personal insurance protection that meets those unique needs. When you work with one of our advisors, we take the time to learn your personal needs and identify any risks that are unique to your circumstances. Then, we dedicate ourselves to finding the comprehensive insurance coverage you need.

If you’re looking for insurance that is better designed to fit your needs, from an advisor who understands your life and your goals, we can help you. As an independent insurance agency, your protection and peace of mind are our top priority.

What Does Personal Insurance Include?

Personal insurance can refer to a large number of insurance products that are designed to protect your personal property and wealth. Depending on your unique needs, personal insurance coverage can include any and all of the following:

Auto insurance
Boat insurance
Health insurance
Home insurance
Life insurance
Motorcycle insurance
Renters insurance
RV insurance
Umbrella insurance
And more

Determining the right type of coverage, as well as the correct amount of coverage you need can be difficult, but our personal insurance team is here to guide you through the process. We’re committed to ensuring that your home, family, property, and lifestyle are protected from unforeseen risks, so you can have complete peace of mind.

FAQs about Personal Insurance

Personal insurance is a broad term that covers many facets of insurance protection plans. If you have questions regarding your coverage, please contact one of our insurance advisors. We’ve also compiled answers to some of the most commonly asked questions about personal insurance below.

Why Do I Need Personal Insurance?

Personal insurance provides essential protection for you, your family, and your future. Unforeseen circumstances—such as severe illnesses, natural disasters, serious accidents, and more—can lead to high and unexpected costs. Without the right insurance coverage, those expenses can lead to life-altering debt that permanently derails your financial plans and your dreams for the future. While personal insurance can’t prevent these occurrences, it can offer a safety net to ease the financial difficulties that come from these unexpected tragedies, and give you hope that your future can get back on track.

How Much Insurance Do I Need?

The answer to this varies widely depending on your goals, financial situation, and, of course, the type of insurance we’re talking about. For example, your state likely has minimum required coverage for auto insurance, and your mortgage lender will have required home insurance; you’ll need to at least purchase those minimum coverage amounts, but additional coverage may be beneficial for some individuals. Ultimately, the best way to determine the correct amount of insurance coverage is to contact one of our advisors and schedule a consultation.

Which Kinds Of Personal Insurance Coverage Are The Most Necessary?

The answer to this will depend on your priorities. However, we can say with confidence that life and health insurance are among the most important and essential types of coverage you can purchase. Protecting your health and well-being, and providing for your loved ones in the event of your death, should be at the forefront of your mind when it comes to insurance. Once these key areas are addressed, our advisors can discuss your other priorities to determine which additional types of coverage are most necessary for your circumstances.

Is Personal Insurance Expensive?

Again, the cost of your insurance will depend on your coverage. Generally speaking, however, personal insurance is a low cost for a high reward—peace of mind that you’re protected. If you’re concerned about sticking to a budget with your insurance coverage, please contact us for help in finding a budget-friendly option that meets your needs.

One-size-fits-all insurance bundles might sound simple and easy. However, they’re not designed to fit your unique needs. A tailor-made insurance solution will provide you with better protection based on your individual circumstances and priorities. Contact Schroeder Insurance today to speak to an experienced and knowledgeable advisor. We’ll get to know you on a more personal level, so we can provide a personalized insurance solution for your family and your future. Call now to schedule your initial consultation.

Get Personalized Insurance Advice

When you work with an independent agent, they will take the time to learn your personal needs and identify any risks. Our staff at Schroeder Insurance consists of independent agents who dedicate themselves to making sure your insurance actually protects you. As an independent insurance agency, we are completely dedicated to finding you the comprehensive insurance coverage you need.

Whether you need to protect your car, home, or recreational vehicle; our agents will provide you with outstanding service and the policies you need. We pride ourselves on finding affordable insurance policies that protect your most important assets.